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Tax

GST Calculator — Indore (Madhya Pradesh SGST) FY 2025-26

For businesses and consumers in Indore, Madhya Pradesh: intra-state GST splits equally between CGST and Madhya Pradesh SGST (each at half the applicable rate), while inter-state supplies attract IGST at the full rate. At 18% GST on a Rs 1L invoice within Madhya Pradesh: CGST = Rs 9,000 + Madhya Pradesh SGST = Rs 9,000 = total Rs 18,000 GST. GST registration is mandatory above Rs 20L/year for services and Rs 40L/year for goods in Madhya Pradesh.

Verified Formula|Source: Income Tax Department, Government of India|Last verified: April 2026Methodology

GST Details

Calculate GST on top of the base amount

Inter-State Supply (IGST)

CGST + SGST applies for intra-state transactions

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Net Price

₹1,00,000

GST Amount

₹18,000

Total Price

₹1,18,000

GST Breakdown

Base Amount₹1,00,000
CGST @ 9%₹9,000
SGST @ 9%₹9,000
Total GST₹18,000
Net Price (Excl. GST)₹1,00,000
Total Price (Incl. GST)₹1,18,000

Price Composition

Common GST Rates — Quick Reference

Item / CategoryGST Rate
Essential food items (rice, wheat, milk)0%
Packaged food, butter, ghee5%
Processed food, mobile phones12%
Electronics, shampoo, AC restaurants18%
Luxury cars, aerated drinks, tobacco28%
Gold, silver, platinum3%
Rough diamonds0.25%

Input Tax Credit (ITC)

Businesses registered under GST can claim Input Tax Credit on GST paid on purchases, effectively reducing the GST liability on their sales. Ensure timely GSTR-2B reconciliation to maximize your ITC claims.

GST in Indore: CGST, Madhya Pradesh SGST, and IGST — FY 2025-26 Guide

Goods and Services Tax (GST) in Indore, Madhya Pradesh operates under a dual structure administered jointly by the Government of India and Madhya Pradesh state government. Whether you are a business owner in the Super Corridor IT Zone area, a consumer buying services inIndore, or a freelancer invoicing clients across India, the applicable GST component — CGST + Madhya Pradesh SGST or IGST — depends on whether the supply is intra-state or inter-state. Madhya Pradesh has zero professional tax — Indore professionals pay Rs 0/year, saving Rs 2,500 vs Maharashtra. Indore has won India's cleanest city title 7 consecutive years (2017–2024), driving consistent real estate demand from migrants. The Super Corridor IT zone saw 40%+ property appreciation in 2021–2024, making Indore one of India's top 3 real-estate ROI destinations among Tier-2 cities.

CGST vs Madhya Pradesh SGST vs IGST: How It Works in Indore

The fundamental rule:

  • Intra-state supply (supplier and recipient both in Madhya Pradesh): GST = CGST (central government) + Madhya Pradesh SGST (Madhya Pradesh government), each at half the total GST rate. On a Rs 1,00,000 invoice at 18%: CGST Rs 9,000 (9%) + Madhya Pradesh SGST Rs 9,000 (9%).
  • Inter-state supply (supplier in Madhya Pradesh, recipient in another state, or vice versa): GST = IGST at the full rate. Same Rs 1,00,000 invoice at 18%: IGST = Rs 18,000 (18%), all to central government (then apportioned to destination state).
  • Import of services: IGST under Reverse Charge Mechanism (RCM) — the recipient in Indore pays GST to the government. Common for Indore's businesses using foreign software, cloud services, or overseas consultants.

GST Rates Applicable to Indore's Economy

The four main GST rate slabs apply uniformly across Indore:

  • 5% GST: Essential goods and basic services. For Indore: non-AC restaurant meals (no ITC for restaurant), economy hotel stays (room rate below Rs 7,500/night), packaged foods with certain HSN codes, economy air travel (excluding fuel surcharge), electric vehicles, and textile goods below Rs 1,000.
  • 12% GST: Mid-range goods and services. Relevant for Indore: hotel stays Rs 7,500–12,000/night, processed food, computers and laptops (with exceptions), smartphones above Rs 20,000 category, business class air travel, construction of affordable housing.
  • 18% GST: Most services and manufactured goods. This is the dominant GST rate for Indore's IT/ITES sector — IT services, consulting, financial services, insurance (excl. life insurance), telecom, steel, chemicals, paints, AC restaurants, hotel stays above Rs 12,000/night.
  • 28% GST: Luxury and demerit goods. Indore: automobiles (plus cess), luxury hotels, tobacco products, gambling and racing activities, luxury cement. Plus additional cess on many 28% items.

IT/ITES Sector GST in Indore

Indore's IT/ITES sector has specific GST implications that businesses and professionals here must navigate:

  • Capital goods: 18% GST on machinery, equipment, and industrial inputs — fully claimable as ITC for manufacturing businesses in Indore's industrial areas. Proper tracking of capital goods ITC over 5 years (reversed if sold before) is critical.
  • Raw material inputs: GST rate varies by HSN code — 5% for textiles, 12% for some chemicals, 18% for metals and engineering goods. ITC chain must be maintained.
  • Professional and consulting services: 18% GST under SAC 9983/9985. Freelancers and consultants in Indore billing above Rs 20L/year must register for GST and charge 18% CGST + Madhya Pradesh SGST on domestic invoices.
  • Commercial property rent: If annual commercial rent in Indoreexceeds Rs 20L and the landlord is a GST-registered entity, 18% GST applies. At estimated commercial rents of Rs 25,000/month in Indore, annual commercial rent is Rs 3,00,000. Annual commercial rent is below Rs 20L — GST on rent may not apply if the landlord is under threshold.

Input Tax Credit (ITC) for Indore Businesses

GST-registered businesses in Indore can claim Input Tax Credit on GST paid for goods and services used in their business. ITC rules in Madhya Pradesh:

  • CGST paid can offset CGST or IGST liability; Madhya Pradesh SGST paid can offset Madhya Pradesh SGST or IGST; IGST can offset any GST liability (IGST first, then CGST, then SGST).
  • Conditions for ITC: Valid tax invoice, goods/services received, GST filed by supplier (reflected in GSTR-2B), and payment made to supplier within 180 days.
  • ITC blocked items: Motor vehicles (for personal use), employee-related food and beverages, club memberships, health insurance for employees (unless mandatory under law), works contract for immovable property.
  • ITC reconciliation: GSTR-2B (auto-populated) vs your purchase register must be reconciled monthly. Mismatch can lead to ITC disallowance and penalty — a critical compliance task for Indore's MSMEs and large businesses alike.

GST Registration Threshold and Compliance for Indore

GST registration is mandatory in Madhya Pradesh when aggregate turnover exceeds:

  • Rs 40 lakh/year for goods suppliers (Rs 20L for special category states — not applicable to Madhya Pradesh).
  • Rs 20 lakh/year for service providers.
  • Any threshold for inter-state supplies, e-commerce operators, or businesses with taxable supplies despite low turnover.

Indore freelancers and consultants in the IT/ITES sector who provide services to clients in other states must register for GST irrespective of turnover — even a single inter-state invoice triggers mandatory registration. Return filing: GSTR-1 (monthly/quarterly for outward supplies) + GSTR-3B (monthly summary + tax payment) + GSTR-9 (annual reconciliation). Businesses in Indore with turnover above Rs 5 crore must file GSTR-1 monthly. Below Rs 5 crore, quarterly GSTR-1 filing is available under the QRMP scheme.

Composition Scheme: For Small Indore Businesses

Small Indore businesses with annual turnover below Rs 1.5 crore (goods) or Rs 50 lakh (services) can opt for the Composition Scheme — pay a fixed percentage of turnover as GST (1% for goods, 6% for services including restaurants) without ITC. Composition dealers cannot raise a tax invoice or collect GST from customers, and cannot supply inter-state. This suits small retailers, restaurants, and service providers inIndore's Vijay Nagar and AB Road local markets who do primarily local business.

Disclaimer

GST rates and rules are based on notifications effective as of FY 2025-26. Specific HSN/SAC codes may attract different rates. Special economic zone (SEZ) supplies are zero-rated. E-invoicing is mandatory above certain turnover thresholds. Consult a GST practitioner or Chartered Accountant in Indore for business-specific compliance guidance.

Frequently Asked Questions — GST in Indore

What is the difference between Madhya Pradesh SGST and SGST? Is Madhya Pradesh SGST the same as SGST?

Yes — Madhya Pradesh SGST is the State GST (SGST) for Madhya Pradesh. The term "SGST" in the GST framework is referred to by each state's specific name: Maharashtra's SGST is "Maharashtra SGST", Karnataka's is "Karnataka SGST", etc. For Indore (Madhya Pradesh), all intra-state transactions split GST into CGST (Central GST) and Madhya Pradesh SGST (Madhya PradeshSGST), each at half the applicable rate. On an 18% intra-state invoice of Rs 1,00,000: CGST = Rs 9,000 andMadhya Pradesh SGST = Rs 9,000.

Do I need to charge GST on my Indore freelance income?

You need to register for GST if your annual freelance income exceeds Rs 20 lakh (services threshold for Madhya Pradesh) or if you supply services to clients in other states (inter-state supply triggers mandatory registration at any turnover). Once registered, you charge 18% GST (CGST 9% + Madhya Pradesh SGST9%) on domestic invoices. If you export services to overseas clients, it's zero-rated with an LUT — no GST charged, but you can claim ITC refunds on inputs. Indore's thriving IT/ITES freelance economy means many consultants hit the Rs 20L threshold quickly — plan your GST registration well in advance to avoid retrospective compliance issues.

What GST applies on restaurant bills in Indore?

GST on restaurants in Indore depends on the type. Non-AC restaurants (standalone, not in hotels with room tariff above Rs 7,500): 5% GST (CGST 2.5% + Madhya Pradesh SGST 2.5%), no Input Tax Credit. AC restaurants or those in 5-star hotels: 18% GST (CGST 9% +Madhya Pradesh SGST 9%), no ITC. On a Rs 5,000 dinner: 5% restaurant = Rs 250 GST; 18% restaurant = Rs 900 GST. Restaurant GST cannot be claimed as ITC by the customer — it is a final consumer cost. Zomato/Swiggy delivery orders from restaurants also attract 5% GST (collected by the platform, not the restaurant).

How does GST work for Indore businesses buying from another state?

When a Indore (Madhya Pradesh) business buys goods or services from a supplier in another state, IGST (Integrated GST) applies at the full rate. For example, buying software services from a Bengaluru vendor (if you are in Indore, Madhya Pradesh): 18% IGST applies. You pay IGST on the invoice, which is deposited with the central government and then apportioned to the consuming state. As a Madhya Pradesh registered business, you can claim the IGST paid as Input Tax Credit. ITC utilisation order: first against IGST liability, then CGST, then Madhya Pradesh SGST. This seamless cross-state ITC chain is one of GST's major improvements over the pre-GST era when inter-state purchases suffered from cascading VAT and CST costs.

Indore's GST landscape is shaped by three dominant economic pillars: the Sarafa Bazar gold and jewelry trade (3% GST on jewelry, 0.25% on rough diamonds, complex ITC chain for jewelers who also sell silver articles at 3%), the pharmaceutical manufacturing cluster in Sanwer Road and Pithampur (12% GST on drug formulations with inverted duty from 18% chemical inputs), and Indore's status as MP's commercial capital with large wholesale markets at Rajwada and Cloth Market (5-18% GST on textiles, paper, and general merchandise). Indore's rapidly growing IT/ITeS sector in Bypass Road and Super Corridor generates 18% GST on domestic IT services and zero-rated on exports. Soybean processing (India's dominant soybean producing region is MP): soybean oilcake is exempt from GST, refined soy oil at 5%, but soy-based food products attract 5-18% depending on processing level. The MPSEZ (Madhya Pradesh Special Economic Zone) in Pithampur creates deemed export opportunities for DTA suppliers. MP's large government procurement economy (MPRDCL, MPRRDA, NLCIL, Indore Municipal Corporation) creates Section 51 GST TDS obligations. Indore's significant transport and logistics sector: GTA (Goods Transport Agency) services under reverse charge mechanism — recipient of GTA services pays 5% GST on RCM basis.

Key Insight — Indore

Indore's defining GST insight is the GTA (Goods Transport Agency) reverse charge mechanism — which disproportionately affects Indore's large wholesale trading community at Rajwada Mandi, Cloth Market, and Agricultural Produce Market because these businesses are simultaneously payers of GTA RCM (when receiving transport) and recipients of GTA services from suppliers. The GTA reverse charge structure: when a registered recipient (any GST-registered business) receives goods transport services from a GTA, the RECIPIENT pays GST at 5% (on freight bill value) on RCM basis — NOT the transporter. The transporter files GSTR-1 without tax; the recipient self-assesses, pays, and claims ITC. This creates the Indore wholesale trader's double compliance obligation: (1) When a grain merchant at Indore mandi receives wheat from Ujjain farm via a GTA (transporter), the merchant pays GTA RCM on the freight. (2) When the same merchant ships goods to Delhi or Mumbai via GTA, their buyer in Delhi is paying GTA RCM on freight — but the Indore merchant may be incorrectly invoicing the freight separately and the chain gets confused. Key planning point: if the merchant contracts with a courier company or a GTA at consignment basis, RCM applies. If merchant contracts with a GOODS TRANSPORT CORPORATION (registered company that is NOT a GTA under GST definition), then FORWARD CHARGE applies — transporter pays 12% GST and recipient claims ITC normally. Indore businesses save compliance burden by shifting from GTA (5% RCM) to registered goods transport companies (12% forward charge with ITC). However, the ITC availability is the same under both routes for a fully taxable business — the question is cash flow and compliance complexity.

Indore's Financial Context and GST Calculator

Madhya Pradesh SGST: 9% (CGST 9% + MPGST 9% = 18% standard). Gold/silver jewelry: 3% GST. Rough diamonds/precious stones: 0.25% GST. Pharmaceutical formulations: 5% (essential medicines in Schedule I) or 12% (general formulations). API (Active Pharmaceutical Ingredients): 12% GST. Chemical intermediates: 18% GST. Soybean oil (refined, packed): 5% GST. Soybean oilcake: EXEMPT from GST. Textile: cotton fabric 5%; polyester/synthetic 12%; garments ≤ Rs 1,000: 5%; garments > Rs 1,000: 12%. GTA services: 5% under RCM (recipient pays). Pithampur Industrial Area: standard GST rates by product category. E-way bill: intra-MP threshold Rs 1L; MP to other states Rs 50K. Indore Municipal Corporation procurement: Section 51 GST TDS deductor. MPRTC bus services: passenger transport exempt. Branded restaurant GST: 5% (no ITC). Hotels (Marriott, Sayaji, Radisson Indore): >Rs 7,500/night: 18%. IT/ITES exports: zero-rated under LUT. Real estate UC residential: 5%. Indore Metro: passenger transport exempt. Agriculture: wheat, soybean, gram (raw agricultural produce): exempt from GST. Dahi, lassi, chaas (unbranded): exempt. Branded packaged: 5%.

Indore Pharmaceutical Cluster — Inverted Duty Structure and Monthly Refund

Pithampur Special Economic Zone and Sanwer Road industrial area house over 200 pharmaceutical manufacturers — one of India's top five pharma clusters outside Gujarat and Hyderabad. The pharmaceutical GST structure creates a pervasive inverted duty challenge for Indore's drug manufacturers. The rate cascade: Input chemicals (APIs manufactured from chemical inputs): input chemicals attract 18% GST. Manufactured API: 12% GST output. Drug formulation (tablet/capsule/syrup): 5% GST (for essential medicines in Schedule I) or 12% GST (for non-scheduled formulations). Packaging: glass vials at 18% GST, aluminium strips at 18%, cartons at 12%. The inverted duty scenario for an essential medicine manufacturer: Input chemicals Rs 20Cr × 18% = Rs 3.6Cr ITC. Output: tablets (essential medicine at 5%) Rs 25Cr × 5% = Rs 1.25Cr output GST. Inverted duty ITC accumulated: Rs 3.6Cr - Rs 1.25Cr = Rs 2.35Cr annually. Section 54(3)(ii) refund: monthly refund claim for Rs 19.6L/month of inverted ITC. The refund formula: Maximum refund = (Turnover of inverted rated supply / Adjusted Total Turnover) × Net ITC. For a 100% essential medicine producer: full ITC accumulation is refundable. The refund is NOT available for the GST compensation cess component (pharmaceutical cess not applicable — but relevant for tobacco manufacturers). Important: the inverted duty refund on account of 'supply of non-exempt, non-zero-rated goods where input tax rate > output tax rate' is distinct from the export refund. Pithampur pharmaceutical units exporting to regulated markets (US FDA, EU): export refund via LUT (full ITC refund) is BETTER than inverted duty refund for domestic sales. Indore pharma units with both export and domestic: must track ITC attribution separately — export ITC vs inverted domestic ITC.

Sarafa Bazar GST — Gold, Silver, Diamond ITC Chain and Job Work

Indore's Sarafa Bazar is one of India's premier jewelry and bullion markets — operating from the unique tradition of a night bazaar (10 PM to 4 AM). The GST framework for jewelry trade requires precise understanding across product types. Gold jewelry trading chain: Gold bullion dealer sells gold bars to jeweler: 3% GST (Rs 1Cr gold bar → Rs 3L GST). Jeweler converts gold to jewelry: gold (3% ITC) + making service (either from registered artisan at 5% job work or own staff). Jeweler sells finished gold jewelry to consumer: 3% GST (on selling price inclusive of making charges). The GST on making charges: if jeweler outsources making to a registered karigar: 5% GST on making charge invoice. If jeweler makes in-house: no separate GST on making. Consumer paying 3% GST on retail jewelry price (which includes gold cost + making + profit). The 3% rate on both gold bar purchase (input) and gold jewelry sale (output) means there is NO rate inversion for gold. ITC chain: Jeweler buys gold bar at 3% GST → claims Rs 3L ITC. Sells jewelry at 3% GST → Rs 3L output (on same gold content). Net GST = only on the value added (making + profit). Diamond-set jewelry: precious stone 0.25% GST on stone value + 3% GST on gold mount → combined jewelry sold at 3% GST on entire piece (stone + gold + making). The 3% flat rate on the entire piece is GST-efficient for high-diamond-content jewelry. Hallmarking (BIS hallmark): BIS certificate itself not GST taxable (government charge). Silver articles: 3% GST. Imitation jewelry: 3% GST. E-way bill for jewelry: jewelry is a notified goods category — e-way bill required for VALUE > Rs 50,000 even for consignor/consignee distance <10km (special rule for jewelry). Sarafa night market: GST compliance applies at the transaction time regardless of nighttime trading.

More Questions — GST Calculator in Indore

I'm a grain trader at Indore's Ahilya Mandi (agricultural produce market). I buy soybean from farmers and sell to oil mills and exporters. My turnover is Rs 50Cr annually. Do I need to register for GST, and is agricultural produce exempt?

Grain trader GST analysis: Agricultural produce GST: Raw/unprocessed soybean sold in the form it comes from the farm: EXEMPT from GST under Schedule I of the CGST Act (fresh fruit and vegetables, grains, cereals, pulses, oilseeds when in natural form). So: soybean that you buy from farmers (naturally exempt) and sell to oil mills (naturally exempt) = your ENTIRE trading turnover may be zero-rated for GST purposes. GST registration threshold: Since agricultural produce is EXEMPT (not zero-rated), the Rs 50Cr turnover in exempt goods does not trigger mandatory GST registration under normal rules (exempt supplies are included in 'aggregate turnover' for registration threshold calculation — so Rs 50Cr > Rs 20L means you ARE required to register). But: even after registration, your agricultural produce trading generates zero output GST. No benefit to registration for a pure agricultural produce trader — but it IS mandatory. Registration gives you: ability to claim ITC on business inputs (accounting software 18%, CA fees 18%, office rent 18%, computer equipment 18%). But since output is zero, ITC can't be offset → cannot claim refund on exempt supply ITC (Rule 42: ITC must be reversed for exempt supply activities). Net result: register (mandatory), but expect to REVERSE all ITC on inputs used for exempt grain trading. This makes registration a compliance cost with no net financial benefit for pure grain traders. Practical recommendation: register, but maintain separate books for any taxable business activities (e.g., if you also trade branded packaged soybean flour → taxable). GTA RCM: when you pay freight to a transporter for soybean movement → 5% RCM GST payable by you → BUT since output is exempt, this ITC must be reversed under Rule 42. Net GTA RCM is a pure cost for pure grain traders.

My Pithampur pharma unit makes both Schedule H essential medicines (5% GST, Rs 15Cr turnover) and cosmetic/personal care products (18% GST, Rs 5Cr turnover). Inputs are mostly at 12-18% GST. How do I compute inverted duty refund eligibility?

Mixed-output pharma GST: The inverted duty refund under Section 54(3)(ii) is ONLY available for the inverted supply portion (where output rate < input rate). In your case: Essential medicines at 5% (inverted vs 12-18% inputs): ELIGIBLE for inverted duty refund. Cosmetic/personal care at 18% (not inverted vs 12-18% inputs — rates roughly match or output > input): NOT eligible for inverted duty refund. Computation: Step 1 — Separate ITC into: ITC directly attributable to essential medicines (5% output). ITC directly attributable to cosmetics (18% output). ITC common to both (factory overhead, management, utilities). Step 2 — Inverted duty refund formula (Rule 89(5)): Maximum refund = [(Turnover of inverted rated supply / Adjusted total turnover) × Net ITC] - [Tax paid on inverted supply]. = [(Rs 15Cr / Rs 20Cr) × Net ITC] - [Rs 15Cr × 5%]. Net ITC = Total ITC - ITC for cosmetics (non-inverted portion). Illustrative calculation (monthly): Assume monthly ITC Rs 3.5Cr × 1/12 ≈ Rs 29L. Monthly essential medicine turnover: Rs 125L. Monthly cosmetics turnover: Rs 41.7L. Formula: (Rs 125L / Rs 166.7L) × Rs 29L - Rs 6.25L = Rs 21.75L - Rs 6.25L = Rs 15.5L monthly refund. The cosmetics output at 18% generates its own ITC offset — net GST payable on cosmetics: (Rs 41.7L × 18%) - proportional ITC = Rs 7.5L - Rs 9.7L = net credit (no tax payable if ITC exceeds output). Annual refund claim: file monthly RFD-01 for the inverted duty refund of ~Rs 15.5L/month = Rs 1.86Cr annual refund. Important: capital goods ITC is NOT eligible for inverted duty refund under Section 54(3)(ii) — only revenue inputs qualify. Separate capital goods ITC from revenue ITC.

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