Financial Calculators by City
India's financial laws vary significantly by state and city. Professional tax ranges from Rs 0 (Delhi, Gurgaon, Noida) to Rs 2,500/year (Mumbai, Bengaluru). HRA exemption is 50% only in Delhi, Mumbai, Chennai, Kolkata — not Bengaluru or Hyderabad. Stamp duty varies from 3.5% (Goa) to 10% (Kerala). Select your city for calculators with real, localised data.
Professional Tax
Rs 0 to Rs 2,500/yr by state
HRA Classification
Only 4 cities qualify as metro
Stamp Duty
3.5% (Goa) to 10% (Kerala)
Local Salary Data
20 cities · real averages
Metro Cities(50% HRA exemption · Section 10(13A))
Only Delhi, Mumbai, Kolkata, and Chennai qualify as metros for HRA purposes under the Income Tax Act.
Mumbai
Maharashtra
- Avg Salary
- Rs 12.0L/yr
- Professional Tax
- Rs 2500/yr
- Stamp Duty
- 6% + 1%
- HRA Rate
- 50% of Basic
See all 41 calculators →
Delhi
Delhi NCR
- Avg Salary
- Rs 10.5L/yr
- Professional Tax
- Nil
- Stamp Duty
- 6% + 1%
- HRA Rate
- 50% of Basic
See all 41 calculators →
Bengaluru
Karnataka
- Avg Salary
- Rs 14.0L/yr
- Professional Tax
- Rs 2400/yr
- Stamp Duty
- 5% + 1%
- HRA Rate
- 50% of Basic
See all 41 calculators →
Hyderabad
Telangana
- Avg Salary
- Rs 11.0L/yr
- Professional Tax
- Rs 2500/yr
- Stamp Duty
- 6% + 0.5%
- HRA Rate
- 50% of Basic
See all 41 calculators →
Chennai
Tamil Nadu
- Avg Salary
- Rs 9.5L/yr
- Professional Tax
- Rs 1095/yr
- Stamp Duty
- 7% + 1%
- HRA Rate
- 50% of Basic
See all 41 calculators →
Kolkata
West Bengal
- Avg Salary
- Rs 7.5L/yr
- Professional Tax
- Rs 2400/yr
- Stamp Duty
- 7% + 1%
- HRA Rate
- 50% of Basic
See all 41 calculators →
Gurgaon
Haryana
- Avg Salary
- Rs 15.0L/yr
- Professional Tax
- Nil
- Stamp Duty
- 7% + 1%
- HRA Rate
- 50% of Basic
See all 41 calculators →
Noida
Uttar Pradesh
- Avg Salary
- Rs 10.0L/yr
- Professional Tax
- Nil
- Stamp Duty
- 7% + 1%
- HRA Rate
- 50% of Basic
See all 41 calculators →
Ahmedabad
Gujarat
- Avg Salary
- Rs 7.5L/yr
- Professional Tax
- Nil
- Stamp Duty
- 4.9% + 1%
- HRA Rate
- 50% of Basic
See all 41 calculators →
Non-Metro Cities(40% HRA exemption · includes Bengaluru, Hyderabad, Pune, Gurgaon)
Bengaluru, Hyderabad, Gurgaon, Noida and all other cities are non-metro for HRA — a common source of tax miscalculation among IT professionals.
Pune
Maharashtra
- Avg Salary
- Rs 10.5L/yr
- Professional Tax
- Rs 2500/yr
- Stamp Duty
- 6% + 1%
- HRA Rate
- 40% of Basic
See all 41 calculators →
Jaipur
Rajasthan
- Avg Salary
- Rs 6.0L/yr
- Professional Tax
- Nil (zero PT)
- Stamp Duty
- 6% + 1%
- HRA Rate
- 40% of Basic
See all 41 calculators →
Lucknow
Uttar Pradesh
- Avg Salary
- Rs 5.5L/yr
- Professional Tax
- Nil (zero PT)
- Stamp Duty
- 7% + 1%
- HRA Rate
- 40% of Basic
See all 41 calculators →
Chandigarh
Chandigarh
- Avg Salary
- Rs 8.0L/yr
- Professional Tax
- Nil (zero PT)
- Stamp Duty
- 6% + 1%
- HRA Rate
- 40% of Basic
See all 41 calculators →
Kochi
Kerala
- Avg Salary
- Rs 7.0L/yr
- Professional Tax
- Rs 1200/yr
- Stamp Duty
- 8% + 2%
- HRA Rate
- 40% of Basic
See all 41 calculators →
Indore
Madhya Pradesh
- Avg Salary
- Rs 5.0L/yr
- Professional Tax
- Nil (zero PT)
- Stamp Duty
- 7.5% + 1%
- HRA Rate
- 40% of Basic
See all 41 calculators →
Coimbatore
Tamil Nadu
- Avg Salary
- Rs 6.0L/yr
- Professional Tax
- Rs 1095/yr
- Stamp Duty
- 7% + 1%
- HRA Rate
- 40% of Basic
See all 41 calculators →
Nagpur
Maharashtra
- Avg Salary
- Rs 5.0L/yr
- Professional Tax
- Rs 2500/yr
- Stamp Duty
- 6% + 1%
- HRA Rate
- 40% of Basic
See all 41 calculators →
Bhopal
Madhya Pradesh
- Avg Salary
- Rs 4.8L/yr
- Professional Tax
- Nil (zero PT)
- Stamp Duty
- 7.5% + 1%
- HRA Rate
- 40% of Basic
See all 41 calculators →
Thiruvananthapuram
Kerala
- Avg Salary
- Rs 6.5L/yr
- Professional Tax
- Rs 1200/yr
- Stamp Duty
- 8% + 2%
- HRA Rate
- 40% of Basic
See all 41 calculators →
Goa
Goa
- Avg Salary
- Rs 6.0L/yr
- Professional Tax
- Nil (zero PT)
- Stamp Duty
- 3.5% + 1%
- HRA Rate
- 40% of Basic
See all 41 calculators →
City-Specific Calculators Available
41 calculators across 20 cities — each with localised salary, tax, and real estate data.
Links go to Delhi variant as example — replace 'delhi' in URL with your city slug (mumbai, bengaluru, hyderabad, chennai, kolkata, pune, gurgaon, noida, ahmedabad, jaipur, lucknow, chandigarh, kochi, indore, coimbatore, nagpur, bhopal, thiruvananthapuram, goa).